Duh, I know -- it sounds obvious, but it's not that simple. Rein in your expenses. Whether this is your case or not, maybe it's time to align your expenses with your income, create a budget and stick to it. The best budgeting apps can help keep track of your spending and identify expenses to cut back. The good news is that you can add paying down card debt as one of your ongoing expenses, and you don't have to create a budget from scratch or manage it all on your own. According to the Federal Reserve, almost 40% of Americans don't have $400 in emergency cash.

Dancing With The Stars: Teresa Giudice recreates THAT iconic... Joseph Baena bonds with dad Arnold Schwarzenegger by pumping... Tyra Banks flubs Landon Barker's name AGAIN! 'I pushed as far as I could': Selma Blair tearfully...

The real estate agent, bodybuilder and actor left the show despite showing steady improvement, including a Rumba dance on Monday that judge Carrie Ann Inaba, 54, called one of the best ever by a male contestant on the show.

Leverage your credit with a zero percent credit card If you don't carry a balance on your credit card right now, congratulations! You can pay for a big-ticket purchase interest-free, or have a zero percent card on hand in case of emergency.  Even if you pay your balance in full every month, there may be some benefits in the midst of rising interest rates. But if you have good credit, you might still want to consider applying for a no-interest credit card.

Proud mom: 'My mom wasn't supposed to come tonight, I was supposed to have just a few friends in the crowd and you know out of some random um circumstance [my friend] wasn't able to make it. So I said, ''Mom, you need to stay in town for another night! I need you to be there for Prom Night'',' Joseph told ET

Visa and Mastercard are preparing to raise credit card interchange fees paid by large merchants as early as next month, according to The Wall Street Journal. Many merchants often help to recoup these fee increases by charging higher prices, while others tack on surcharge fees for customers using credit cards at checkout. 

Stop using your credit card and switch to cash or a debit card Credit cards are great financial instruments to pay for large or unexpected purchases over time, improve your credit, earn points or cash back for trips or dream buys, or even give you access to generous travel benefits, like airport lounges or priority security access. But they can also tempt you to overspend and to incur debt fast if you don't manage them responsibly.

ITV Studios could be worth up to £3bn, according to estimates from Citi analysts.  The production arm is one of the largest content producers in Europe and private equity groups are understood to be interested in taking a stake.

No matter how you drink it, it tastes better when you pick it up on sale. If you like to start your day with something light, you can try out the Breakfast Blend, or if you take it black like midnight on a moonless night, you can grab a bag of the French or Organic Dark Roast. If you're a coffee snob looking to try out some new roasts on the cheap, then we've got a deal for you. Using our exclusive promo code CNET25, you can save 25% on select 2-pound bags of whole bean coffee from Real Good Coffee Co.

'In many rural places that used to have a grocery store, they lost that grocery store,' he said. Merrett said that as Walmart expanded across the country in the 1980s and 90s, many family-owed stores in smaller surrounding towns were not able to adapt, and shut down.

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‘Whether it's through us wearing a Ralph Lauren shirt, or it's all of us being signed to a record label, what do 7th graders learn in math or having a Jewish manager, or being signed to a Jewish basketball team, or doing a movie on a Jewish platform like Disney.

Once you've paid off that high-interest balance, you move on to the balance with the next highest interest rate, and so on. The avalanche method, on the other hand, proposes that you start with the debt with the highest interest rate.

Make sure to consider fees when shopping for a balance transfer card. Most cards charge a balance transfer fee, usually 3% of the amount transferred, though some cards charge no balance transfer fees. 

Studies suggest that paying with a credit card might lead to overspending because the "pay pain" is removed from the transaction. If you find yourself spending more when using a credit card, maybe it's time to give plastic a break. In other words, when you charge a purchase on your credit card, the money doesn't leave your wallet or bank account right away, which may mislead you into thinking you can afford whatever you're buying.