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Identity theft and fraudulent use of non-public financial records is a growing problem in world. In 2004, the U.S. Federal trade commission conducted a report that indicated over 9 million people are victims of identity theft every year. A 2003 study conducted in in england suggested that 20% involving consumers was being subject to identity burglary. Clearly, in the English-speaking world, id theft is an ever-greater threat to particular and financial well-being.

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