From the Upanishads were also taught the trilogy of consciousness within the body (everything in Yoga is threes). There is the consciousness with the body: this consciousness resides in the solar plexus. Then you will find the consciousness from the mind dwelling in the subconscious. And beyond these is abilities consciousness, the witness. Body, mind and soul form the limited Ishvara.

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I'd rather have $108,000 invested into marketplace or a mutual fund than siphon off $3,000 a month for 3 years (especially while i know that money can disappear over night if one my leaders jumps ship).