For each eligible purchase you make at a merchant that is not in a gas or dining category, you earn rewards at a rate of 1% of the eligible purchase amount. Our Take

The REDcard credit card* can earn you 5% off your purchases online, in-store and at Starbucks located within Target stores. Annual Fee$0

Additional Details

Late Payment Fee Up to $41

Rewards & Redemption Details

Save 5% in store and online at Target

For each eligible purchase you make in gas or dining merchant categories, you earn rewards at a rate of 2% of the eligible purchase amount. For each eligible purchase you make at a merchant that is not in a gas or dining category, you earn rewards at a rate of 1% of the eligible purchase amount. The card comes with plenty of perks that regular Target shoppers can make use of, long after the school season is over. Card Highlights

Intro OfferGet a coupon for $40 off a qualifying purchase over $40 when you are approved for a debit or credit RedCard in-stores and at Target.com between 09/18/22 - 10/08/22

APR25.15% Variable

Intro Purchase APRN/A

Recommended Credit Good/Excellent

Reward Rates

Save 5% in store and online at Target

For each eligible purchase you make in gas or dining merchant categories, you earn rewards at a rate of 2% of the eligible purchase amount. This can come in handy particularly if you're furnishing an apartment or a dorm room. Among them is free shipping for fran fontana most Target.com purchases and ccsu tutoring an extra 30 days for returns. 

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You won't be able to go over the limit, helping you control your spending. To maximize rewards hacking and minimize overspending, draw on the power of gift cards by buying one for the amount of your school supply budget. Can I use credit cards combined with gift cards to save even more? And if you're smart about where you buy the gift card, you can also earn more cash-back rewards.

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There's no minimum spending or maximum rewards. APR14.99% - 25.99% Variable

Intro Purchase APR0% for 15 months

Recommended Credit Good/Excellent

Reward Rates

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. You could turn $150 cash back into $300. Annual Fee$0

Additional Details

Intro Balance Transfer APR0% for 15 months

Balance Transfer APR14.99% - 25.99% Variable

Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Late Payment Fee None the first time you pay late. After that, up to $41. Earn 1% unlimited cash back on all other purchases - automatically. Earn 1% unlimited cash back on all other purchases - automatically. Foreign Transaction Fees None

Rewards & Redemption Details

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. The flagship rotating rewards category typically includes brands that many shoppers already use for their school necessities. And the welcome offer will make your rewards for the first year even better. Card Highlights

Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. For example, in October through December, you can earn 5% cash back (on up to a combined $1,500 in spending for the fiscal quarter, then 1%)  and digital wallets purchases -- helpful categories for just about any school needs. Our Take

The Discover it® Cash Back* offers some flexibility for your school spending. Discover will automatically match all the cash back you've earned at the end of your first year.

Card Highlights

Intro OfferEarn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

APR17.99%, 22.99%, or 27.99% Variable APR

Intro Purchase APR0% intro APR for 15 months from account opening

Recommended Credit Excellent, Good

Reward Rates

Earn unlimited 2% cash rewards on purchases

Annual Fee$0

Additional Details

Intro Balance Transfer APR0% intro APR for 15 months from account opening on qualifying balance transfers

Balance Transfer APR17.99%, 22.99%, or 27.99% Variable APR

Balance Transfer Fee up to 5%; min: $5

Foreign Transaction Fees 3%

Penalty APR None

Rewards & Redemption Details

Earn unlimited 2% cash rewards on purchases

Our Take

The Wells Fargo Active Cash® Card has a top cash rewards rate for your spending, regardless of which brands you prefer or whether you shop online or in physical stores. It's low maintenance with no annual fee, and you can likely unlock the welcome bonus between your school shopping and day-to-day purchases. And if you need a little extra time to pay off books, dorm room furnishings or other school supplies, you can make use of the . Just make sure to make all your minimum payments on time and pay off the balance by the end of the introductory period to avoid interest charges.