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أغسطسBest Credit Cards for Back-to-School Shopping in October 2022
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Can I use credit cards combined with gift cards to save even more? To maximize rewards hacking and minimize overspending, draw on the power of gift cards by buying one for the amount of your school supply budget. And if you're smart about where you buy the gift card, you can also earn more cash-back rewards. You won't be able to go over the limit, helping you control your spending.
Discover will automatically match all the cash back you've earned at the end of your first year. You could turn $150 cash back into $300. Earn 1% unlimited cash back on all other purchases - automatically. APR14.99% - 25.99% Variable
Intro Purchase APR0% for 15 months
Recommended Credit Good/Excellent
Reward Rates
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. After that, up to $41. There's no minimum spending or maximum rewards. Our Take
The Discover it® Cash Back* offers some flexibility for your school spending. Annual Fee$0
Additional Details
Intro Balance Transfer APR0% for 15 months
Balance Transfer APR14.99% - 25.99% Variable
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. For example, in October through December, you can earn 5% cash back (on up to a combined $1,500 in spending for the fiscal quarter, then 1%) and target lake nona digital wallets purchases -- helpful categories for just about any school needs. Card Highlights
Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. Earn 1% unlimited cash back on all other purchases - automatically. And the welcome offer will make your rewards for the first year even better. The flagship rotating rewards category typically includes brands that many shoppers already use for their school necessities. Foreign Transaction Fees None
Rewards & Redemption Details
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
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Lack of available support — there are around 16 million women over the age of 45 but only 134 British Menopause Society-recognised NHS menopause clinics in the UK — means thousands are forced to turn to private clinics, which are booming in response to demand.
Card Highlights
Intro OfferEarn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
APR17.99%, 22.99%, or 27.99% Variable APR
Intro Purchase APR0% intro APR for 15 months from account opening
Recommended Credit Excellent, Good
Reward Rates
Earn unlimited 2% cash rewards on purchases
Annual Fee$0
Additional Details
Intro Balance Transfer APR0% intro APR for 15 months from account opening on qualifying balance transfers
Balance Transfer APR17.99%, 22.99%, or 27.99% Variable APR
Balance Transfer Fee up to 5%; min: $5
Foreign Transaction Fees 3%
Penalty APR None
Rewards & Redemption Details
Earn unlimited 2% cash rewards on purchases
Our Take
The Wells Fargo Active Cash® Card has a top cash rewards rate for your spending, regardless of which brands you prefer or whether you shop online or in physical stores. And if you need a little extra time to pay off books, dorm room furnishings or other school supplies, you can make use of the . It's low maintenance with no annual fee, and you can likely unlock the welcome bonus between your school shopping and day-to-day purchases. Just make sure to make all your minimum payments on time and pay off the balance by the end of the introductory period to avoid interest charges.
These accounts detail years of devastating symptoms, disastrous effects on relationships and jobs, crushing anxiety and thoughts of suicide. These truly heart-breaking accounts need to be heard, so we decided to create the Menopause Mandate book, It's Beyond A Joke.
CNET rates credit cards by comparing their offers to those of their categorical competitors. Credit card issuers have no say or influence in our ratings.
How we rate credit cards Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market.