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The average rate of the most common type of variable-rate mortgage, the 5/1 adjustable-rate mortgage, also ticked up. The average interest rates for both 15-year fixed and 30-year fixed mortgages both were driven higher. A variety of significant mortgage rates moved higher over the last week.

LONDON, Dec 16 (Reuters) - Britain and the European Union have made "some progress" in post-Brexit trade talks but there are still significant gaps and the most likely outcome is for negotiations to end in no deal, Prime Minister Boris Johnson's spokesman said on Wednesday.

Software between the two is plentiful, so unless you need to run something that's only available on one platform or the other, you should be fine to go with either. Gaming is definitely an advantage for a Windows laptop, though.

If you plan to sell or refinance your house before the rate changes, an adjustable-rate mortgage may make sense for you. But you may end up paying more after that time, depending on the terms of your loan and how the rate shifts with the market rate. 5/1 adjustable-rate mortgages A 5/1 ARM has an average rate of 5.39%, a rise of 7 basis points compared to a week ago. If not, changes in the market may significantly increase your interest rate. For the first five years, you'll typically get a lower interest rate with a 5/1 adjustable-rate mortgage compared to a 30-year fixed mortgage.

How we test computers

The review process for laptops, desktops, tablets and other computer-like devices consists of two parts: performance testing under controlled conditions in the CNET Labs and extensive hands-on use by our expert reviewers. This includes evaluating a device's aesthetics, ergonomics and features. A final review verdict is a combination of both those objective and subjective judgments. 

As such, you may have better luck locking in a lower mortgage interest rate sooner rather than later. No matter when you decide to shop for a home, it's always a good idea to seek out multiple lenders to compare rates and fees to find the best mortgage for your specific situation. If you're looking to buy a home, trying to time the market may not play to your favor. If inflation continues to increase and rates continue to climb, it will likely translate to higher interest rates -- and steeper monthly mortgage payments.

Well, CNET's list of the best laptops for 2022 is a great place to start, with our top picks across brands, operating systems, budgets and categories. Many of the models from 2021 have been updated for 2022 with the latest chips from Intel, AMD and Apple's new M2 chips.  Choosing a new laptop, whether it's for work, home or school, isn't an easy decision. There are a lot of decent laptops on the market that offer reliable performance, but how do you separate the good from the standouts?

Make sure to think about your current finances and your goals when trying to find a mortgage. How to find personalized mortgage rates You can get a personalized mortgage rate by connecting with your local mortgage broker or using an online calculator.

(A basis point is equivalent to 0.01%.) The most common loan term is a 30-year fixed mortgage. 30-year fixed-rate mortgages For a 30-year, fixed-rate mortgage, the average rate you'll pay is 7.20%, which is an increase of 16 basis points compared to one week ago. A 30-year fixed mortgage will usually have a higher interest rate than a 15-year fixed rate mortgage -- but also a lower monthly payment. You won't be able to pay off your house as quickly and you'll pay more interest over time, but a 30-year fixed mortgage is a good option if you're looking to minimize your monthly payment.

Mortgage rate trends Though mortgage rates were historically low at the beginning of 2022, they have been climbing steadily since. When inflation is high, rates tend to be higher. The Federal Reserve recently raised interest rates by another 0.75 percentage points in an attempt to curb record-high inflation. As a general rule, when inflation is low, mortgage rates tend to be lower. The Fed has raised rates a total of five times this year, but inflation still remains high.

As Apple's entry-level laptop it is still our go-to recommendation for a MacOS laptop for basic everyday use. It has great performance and long battery life -- up to 18 hours -- and is a solid choice for school or work. Apple MacBook Air M1 2020

Best MacBook for basics

Despite the availability of the new bigger and better M2 MacBook Air, the M1 MacBook Air (one of the first to switch from Intel to Apple silicon) is staying around and that's a good thing.

If you're shopping for a laptop around $500 or less, check out our top picks here, as well as more . Setting a budget is a good place to start when shopping for the best laptop for yourself. How much do good laptops cost? The good news is you can get a nice-looking, lightweight laptop with excellent battery life at prices under $500.